In Stock Car Leasing Deals

It means the vehicle has already been built rather than being made to your order. A factory order is built for you, to the colour and specification you choose, and you wait while that happens. A stock car already exists somewhere in the supply chain, so the building is done and what remains is the paperwork, the funder's checks and the transport.

Typically around three to four weeks. The vehicle is already built, so the time is taken up by the credit decision, the paperwork and delivery rather than by manufacturing. That is the whole appeal of a stock car, and it is why people choose one when a date matters.

A factory order has to be built before anything else can happen, so it takes considerably longer, and how much longer depends on the model and the manufacturer. What you get in return is exactly the car you specified, in the colour and trim you chose, with the options you wanted.

Only from what already exists. The car has been built, so its colour, trim and options are fixed, and you either take it as it is or look at a different vehicle. If a particular specification matters to you, a factory order is the better route.

Sometimes, but do not assume it. Rates on stock vehicles can be sharper because the car already exists and there is an incentive to place it, but the deal still depends on the model, the funder and the contract you choose. Compare the total across the whole agreement rather than the monthly figure, and compare it against a factory order on the same terms.

Anyone with a deadline or a flexible specification. Common reasons are a lease ending soon, a car written off or sold sooner than planned, or a business need with a date attached, such as a new starter or a contract beginning. If you have neither a deadline nor a fixed idea of what you want, ordering the car you actually want is usually the better decision.

Yes, and stock vans work exactly the same way, with a similar timescale of around three to four weeks. They suit businesses particularly well, because work is often booked in before a vehicle is available. You can compare the wider van leasing range alongside the stock list.

Yes. Stock vehicles are brand new cars that have been built to a set specification rather than to a customer order, and they have not been registered or used. They come with the full manufacturer warranty exactly as a factory order would.

Yes. The contract term, the annual mileage allowance, the initial rental and the fair wear and tear standard at the end all work the same way. A stock car is just as fixed a commitment as one you waited for, so do not let the timing pressure push you into a mileage allowance or a term that does not actually fit.

Read the specification rather than the model name, because two cars with the same badge can differ substantially in equipment and you cannot add anything afterwards. Then check the contract terms as carefully as you would on any other lease. The speed is the advantage; it should not become a reason to skip the parts that cost money later.